SENIOR CREDIT RISK OFFICER

We are partners first. This is The American Way of doing business. Adică nu demonstrăm cine e mai bun, ci cum ajungem împreună la cea mai eficientă soluție.

Nu credem în candidați perfecți, ci în oamenii potriviți la momentul și locul potrivit. Vrem să:
- fii deschis la provocări și să îți dai voie să te pui în contexte noi
- lucrezi în echipă, nu să demonstrezi că poți să faci totul singur și perfect
- înveți din greșeli, nu să te strezezi să fii impecabil

Essential requirements:
• Minimum 3 years of prior expertise in banking/consultancy
• Knowledge of the relevant regulatory framework (NBR, Basel, EBA, IFRS9)
• Relevant prior experience in implementing and/or developing and/or validating and/or running of the expected credit loss calculation models
• Understanding of IFRS9 policy setting, risk metrics and accounting concepts (PD, LGD, EAD, non-performing, forbearance, stage allocation, write-offs)
• Prior experience in development and/ or validation of non-regulatory (credit approval models) would be considered a plus
• Working with and analyzing large amounts of data using Excel/ Access/ SQL
• University degree in finance, econometrics, statistics, mathematics or related fields
• Good English language skills

Desired Requirements:
• Project management skills

Abilities and competencies:
• Ability to cope with rapidly changing priorities
• Well organised, logical thinker, problem solver
• Strong data analytics skills;
• Strong interpersonal communication skills;

Key Responsibilities:
The Senior Credit Risk Officer will have a key role in performing the following main responsibilities:
• Run the IFRS 9 expected credit losses calculations using bank models
• Ensure the development/enhancement/validation of the existing IFRS 9 models
• Provide insight and analytical commentary on the expected credit loss calculations results
• Has ownership of the IFRS9 methodology and related policies and procedures whilst provide the lead in setting out and cascading IFRS 9 standards and requirements across the bank
• Own the vendor interaction with core IFRS 9 suppliers
• Liaise with internal and external stakeholders on expected credit losses and IFRS 9 topics