Risk Underwriter

Employer: Euler Hermes Romania
Domain:
  • Insurances - Financial Intermediaries
  • Banks - Financial Institutions
  • Accounting - Finance
  • Job type: full-time
    Job level: 1 - 5 years of experience
    Location:
  • BUCHAREST
  • Updated at: 26.03.2019
    Short company description

    Euler Hermes este lider mondial in asigurarea creditelor comerciale, cu o cota de piata de 34,9%, avand peste 6000 de angajati in peste 50 de tari.

    Euler Hermes ofera o gama completa de servicii privind managementul creantelor, inregistrand in 2017 o cifra de afaceri consolidata de 2.6 mld EUR.
    Pentru orice companie care doreste sa se dezvolte, protejandu-si in acelasi timp activele, Euler Hermes este partenerul ideal in managementul creantelor. Datorita cunoasterii profunde a riscurilor aparute in procesul de vanzare, Euler Hermes poate ajuta companiile sa evite pierderile financiare.

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    Requirements

    Key Requirements/Skills/Experience

    Market knowledge:
    - knowledge in dedicated business industries

    Business expertise:
    - strong business/finance assessment skills
    - demonstrates commercial awareness

    Interpersonal skills:
    - good communicator and able to convince about all decisions taken

    Educational requirements:
    - good English level (reading and writing skills) is required

    Responsibilities

    Job Purpose/Role

    Ensures most effective credit limit service in terms of decision quality, turnaround time and communication toward customers.


    Key Responsibilities

    - Decides on credit limit requests consistently, within response time delays included in Risk Business Model

    - Uses all information available in IRP and his/her own market knowledge

    - Monitors risk exposure, trade sector evolution and action plans

    - Requests further information to BO Information & Grading, according to Information Quality Standards

    - Contributes to support Commercial in steering customers loss ratio and implements necessary actions to ensure or restore profitability of portfolio