Credit Analist / Underwritter

Over 70 years of experience and the most finely meshed international network have made Coface a reference in credit insurance, risk management, and the global economy.

With the ambition to become the agile, global trade credit insurance partner in the industry, Coface’s 4,100 experts work to the beat of the world economy, supporting 50,000 clients in building successful, growing and dynamic businesses across 200 countries.

The Group’s services and solutions protect and help companies take credit decisions to improve their ability to sell on both their domestic and export markets.

OUR FOUR PRIORITIES:

- Attract talented people
- Train experts
- Provide visibility to our staff
- Recognise and reward performance

• Cunostinte avansate in domeniul analizei financiare si a contabilitatii – minim 3 ani experienta;
• Cunostinte avansate despre mediul de business;
• Limba engleza - nivel avansat;
• Aptitudini de transmitere in scris sau verbal a informatiilor de specialitate;
• Abilitati de organizare si planificare a propriei activitati;
• Capacitatea de a redacta rapoarte, de a sintetiza si clarifica informatiile.

• Evalueaza din punct de vedere financiar si non-financiar riscul asociat companiilor si acorda limite de credit (atat pentru oferte cat si pentru contractele de asigurare) conform competentelor proprii si directivelor de grup;
• Raspunde solicitarilor de limite de credit in cel mai scurt timp posibil;
• Revizuieste limitele de credit in functie de informatiile noi pe care le primeste;
• Monitorizeaza in permanenta aparitia unor eventuale informatii negative referitoare la companile pentru care a fost acceptata expunere;
• Comunica cu clientii referitor la limitele de credit acordate;
• Intocmeste si gestioneaza documentele necesare aprobarii limitelor de credit, inclusiv acelea care depasesc competentele proprii;
• Propune politici de diminuare a riscului (sisteme de supraveghere a expunerii, solicitari de implicare a altor departamente, etc);