Credit Risk Analyst with Spanish - Bucharest office

Short company description

We Are Bunge



Bunge is a global agribusiness with one mission – we connect farmers to consumers to deliver crucial food, feed and fuel to the world. We have unmatched global scale and deeply rooted relationships which allow us to bring innovative ingredients and knowledge to some of the world’s biggest brands – many of which are likely in your home right now.



We know that to achieve our mission and deliver the best results to our customers, each other and the world we need to work together – so we hire dedicated people who are passionate, bold and driven to work as One Bunge. This dedication is deeply embedded in our culture and reflected in the way we work.



Every day our people exemplify these values, which represent Bunge at its core:



Act as One Team by fostering inclusion, collaboration, and respect

Drive for Excellence by being agile, innovative, and efficient

Do What’s Right by acting safely, ethically, and sustainably



If this sounds like you, join us! We value and invest in people who believe in our purpose and are excited to live it every day – people who are #ProudtoBeBunge


Bunge is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, transgender status, national origin, citizenship, age, disability or military or veteran status, or any other legally protected status.

Requirements

-Mininum 3-5 years experience in Credit Risk; agricultural commodity experience - an advantage;
-Bachelor''s degree in Economics, Finance, Business Administration, or a related field;
-Understanding of credit risk principles and counterparty analysis;
-Knowledge of commodity trading, futures and physical trading, hedging strategies, and market risk is an advantage;
-Strong proficiency in Microsoft Excel; Experience working with SAP or similar ERP systems;
-Fluent English is required; Spanish - good command (min B2);
-Excellent communication and stakeholder management skills;
-Strong analytical and problem-solving skills;
-Ability to build strong partnerships across teams and functions;

Responsibilities

Are you willing to consolidate your career and make a difference in a global vital business? Become part of our team and help build an organization that is working on the latest trends in Agri and Food Solutions

We are growing and looking for a passionate, bold, and driven Credit Risk Analyst with Spanish

Read the vacancy below and learn more about it!

What will you be doing as a Credit Risk Analyst with Spanish

The role is responsible for assessing and monitoring credit and counterparty risks arising from commercial operations by providing independent and objective analysis, monitoring and contributing to the implementation of any structural changes the credit risk in the allocated areas.

This should be completed through the following activities:

-Acts as main support for Credit & Counterparty Risk Analyst for Spain office (and other offices) and participate to their local functional meetings; proactively monitors the daily reports of this office;
-Manages counterparty risk analysis in accordance with Bunge policies, including: performing KYC checks and minimum due diligence, assigning credit grades, approving limits and minimum payment terms within delegated authority, escalating the exceptions;
-Focus on key counterparties analysis, monitoring and reporting (storage suppliers, key accounts customers, counterparties with high exposure, risky partners, groups);
-Performs daily checks and monitoring on the new contracts for identifying if there are cases outside of credit approval, by raising them to the teams for correcting the exceptions;
-Maintenance of counterparty information (grades, limits, approvals, payment terms etc.) in SAP, DELTA, local files and monitors counterparty analysis renewal dates;
-Keeping the relationship with the insurance company related insurance coverage and for the insurance cost;

Other info

What do we offer to our future colleague:

Besides the salary, our company offers the following taxable benefits:

-Meal Tickets;
-Healthcare services;
-Life insurance;
-Holiday bonuses – Easter and Christmas, and vacation benefit;
-Monthly oil ratio: You will receive a substantial monthly oil allowance;
-Work within an international and expert team.

Benefits

• Holiday bonus
• Medical subscription
• Life insurance
• Laptop
• Mobile phone
• Meal vouchers