Risk Analyst - Credit Control & Validation Department

ALPHA BANK ROMANIA is part of the largest Greek financial group, Alpha Bank Group, with more than 140 years experience in banking sector. The first foreign bank to come to Romania after 1990, ALPHA BANK ROMANIA provides the whole range of products and services to the consumer market segment as well as complex banking solutions to the business and corporate customers.The applicants will have the great opportunity to join an important organization whose values are: innovation, honesty, flexibility, intelligence and reliability.

Requirements:

University Degree in Cybernetics/IT/Mathematics/ Statistics/ Finance.
Good understanding of the banking products to ensure proper analysis of the reporting and controls data.
Advanced MS Excel Knowledge is a must.
Knowledge of SQL language and relational databases is an advantage.
Knowledge of specialized statistical software is an advantage (coding experience in either MATLAB).
Experience with collateral valuation process knowledge is an advantage.
Good interpersonal communication skills.
Ability to manipulate, process and analyze large datasets.
Good communication skills, fluency in English (spoken and written);
Responsible and accurate, paying attention to details.
Ability to establish and keep deadlines.

Key responsibilities:

Identifies controls related to credit risk management activities and assesses their correlation with the size and complexity of the bank's business.
Ensures the implementation, evaluation, monitoring the efficiency of the risk controls.
Analyses and reports on the relationship between risks and associated controls.
Ensures the monitoring of the collateral revaluation process throughout the revaluation flow.
Ensures collaboration and manages the relationship with external providers of global revaluation services.
Formulates proposals on the optimal flow of reassessment of real collateral in line with the regulatory framework, ANEVAR principles, internal methodological framework, and best practices in the field.
Undertakes validation of models implemented at Credit Risk Management Division level.
Ensures the maintenance of credit risk data developed for reporting purposes and performs a regular check to ensure data quality and accuracy of reports.
Involves in the development of effective credit risk monitoring techniques, as well as in the improvement of reporting process.
Direct involvements in periodic update of internal rules and procedures related to credit risk controls and collateral valuation process.
Support with statistical analyses when required for any ad-hoc requirements of risk management functions.
Implementation, evaluation, monitoring of the efficiency of the risk controls.
Maintain relationship with other divisions in the Bank.

BENEFITS

Flexibility

start to work every day any time between 7:30-10:00;
agree with your manager and you would need to be at the office max 1 day / week!
hybrid work is normal with us!

Work/life balance

up to 30 vacation days depending on your work experience.
free paid days for special events in your life.
birthday off - celebrate special moments with your dear ones.
personal day off - unpredicted tasks at home always occur.
study day off - be the best of yourself and pass any professional exam.
medical insurance - we know a simple subscription might not always be enough; can chose your supplier, follow your favorite doctor!
accidents insurance- we are ready to get through even the most unpleasant moments.
wellbeing trainings - let specialists guide you to be your best in your mind and body.

Financial support

13 salaries/year, no matter when you come onboard (pro-rated).
allowance for special events.
special rates on banking products and services.
meal tickets.

Training and development

induction guaranteed – so you ca feel at ease even if you are not yet a banker.
your dedicated Buddy – the most experienced and enthusiastic colleagues will accompany you on your first weeks with us.
training plan – talk to your managers and onboard on a learning journey fit to your needs.
access to a tone of online training sessions – for free, whenever you have the best time to learn.
unconditioned friendship with Bookster.
an internal communication platform – we are a team of friends and we keep close; so informal interaction is at hand.

Our recruitment process is based on personal data processing, according to data provided in information note on the processing of personal data, available on Alpha Bank Romania website.