Credit Risk Portfolio Analyst

Employer: ProCredit Bank
Domain:
  • Banks - Financial Institutions
  • Job type: full-time
    Job level: peste 5 years of experience
    Location:
  • BUCHAREST
  • nationwide
    Updated at: 03.12.2022

    If you have at least 4 years of working experience in Credit Risk Portfolio Analysis experience in the Banking field and you have:

    • Bachelor’s degree in economics/accounting/business administration;
    • Very good command of English language, communicative and detail-oriented personality;
    • Ability to work in a team and proactively take initiative when needed;
    • Proficiency in MS Excel and MS PowerPoint, SQL knowledge is a plus; 
    • Willingness and ability to communicate with colleagues from other countries and senior management of the Bank on a level playing field​​
    ​​​​​​​​​​​​​​​​​​​​Then, in ProCredit Bank you will be able to:
    • Analyze the overall quality and evolution of the loan portfolio both ad-hoc and regularly
    • Provide support to the Head of the Credit Risk Department in performing the credit portfolio analysis and review the reports on the main parameters of credit risk according to the provisions of the Credit Risk Management Policy and Strategy
    • Monitor monthly both the level of adjustments for the impairment of credit exposures and the level of prudential value adjustments
    • Ensure the quality of data used in LLP models and support the Head of Credit Risk Department / Deputy Head of Credit Risk Department in validating both the LLP model and the estimates of risk parameters;
    • Review / identify new market conditions, carrying out various analyzes in the field of credit risk control, regularly and ad-hoc;
    • Maintain communication with the relevant parties in the bank and ProCredit Holding for the purpose of collecting, analyzing and evaluating credit risk data, as well as communicating the results of the analysis