Corporate Financial Analyst – Non-Retail Risk Team

Raiffeisen Bank, bancă universală de top, activează pe piața bancară din România de peste 25 de ani, deservind peste 2,3 milioane de clienți, persoane fizice și juridice. Banca are 4.930 de angajați în 291 de unități, 1130 ATM&MFM și 27.000 POS-uri.

Să lucrezi la Raiffeisen Bank înseamnă să fii alături de oameni care împărtășesc aceeași viziune și aceeași pasiune pentru excelență, ca parte a unui grup international.

Liderii noștri sunt recunoscuți pentru felul în care își susțin angajații și le insuflă pasiunea lor.

Bankingul digitalizat este atins doar cu o echipă unită și motivate, susținută de un mediu care sprijină dezvoltarea constantă a abilităților personale și profesionale.

Te asteptam pe pagina noastra cariere.raiffeisen.ro, pentru a vedea toate rolurile disponibile și a fi parte din echipa Raiffeisen!

We are looking for an experienced Corporate Financial Analyst to join our Non-Retail Risk Team in order to support the corporate portfolio development of one of Romania’s Top Banks.


Why work with us? ​

You will benefit from extensive support for your continuous career development and learning through training, coaching and academic support.
You will benefit of flexible working schedule and collaborative working environment in order to best achieve your professional and personal goals

Main responsibilities:

Perform the fundamental credit analysis of corporate clients, by in depth assessment of financial statements and projections, business activity and industry sector.
Offer early relation advice to sales representative on transaction structures and client financial standing.
Take part in client meetings and aid in structuring of new and complex transactions as well as interact with clients in order to clarify aspects related to the financial standing.
Assign the client rating that reflects the customer's probability of default, based on the objective analysis of quantitative and qualitative factors.
Define tailor-made financial covenants by capturing main financial risk items and monitor compliance of financial covenants.
Offer support for the portfolio monitoring department in order to properly identify early warning signals.

Requirements:

Bachelor’s degree in Economics or related fields, Master’s degree or enrolment are appreciated.
Experience of min. 2 years in a financial institution (financial analysis or other risk area), accounting or financial controlling area.
Good knowledge and economic understanding of accounting standards (RAS and IFRS) General economic and business know-how.
Proficient in English (writing, reading, speaking).
Strong analytical, critical thinking and problem solving skills.
Self organized and able to work independently and under deadlines.
Communication skills and interactive behavior in terms of giving and receiving feedback.

Enrolment in CFA / ACCA programs are considered a plu