Expert Risc RWA si ICAAP

Despre echipa noastra

Suntem peste 6000 de oameni la BCR. Si, pe cat de multi, pe atat de diferiti. Ne place sa credem, insa, ca diversitatea noastra de idei, atitudini, pasiuni, trairi sau locuri de provenienta face cu atat mai frumos tot spatiul social pe care il ofera, astazi, un job la BCR.

Alatura-te echipei BCR si te vei ocupa de:

• Efectuarea analizei de credit in vederea identificarii riscurilor de credit si, dupa caz, a mitigarii acestora
• Intocmirea opiniilor de credit pentru clientii provenind din domeniile economice/industriile alocate 
• Propunerea metodelor optime de abordare din punct de vedere risc a clientilor alocati 
• Verificarea incadrarii in limitele de risc de credit, atat la nivel de portofoliu cat si la nivel individual. Mentionarea in opinia de credit a rezultatului verificarii.
• Pregatirea documentatiilor de credit pentru a fi prezentate in sedintele organelor colective de decizie, respectand standardele stabilite prin reglementarile interne. 
• Prezentarea si sustinerea opiniilor de credit in cadrul sedintelor Comitetului de credit.
• Oferi suport activ membrilor echipei, partenerilor interni si externi (incluzand zona de vanzari) cu privire la modalitatile optime de mitigare a riscurilor pentru clientii din domeniul economic alocat, fiind responsabil de calitatea si livrarea la timp a opiniilor de ric credit.

Pentru acest rol ai nevoie de:

• Studii superioare economice sau experienta relevanta in domeniul economic;
• Vechime minima in activitate de 5 ani, din care minim 3 ani in institutii financiare/bancare;
• Cunostinte industrii/domenii economice specifice;
• Cunostinte solide privind produsele de creditare corporate si impactul parametrilor de risc in activitatea de creditare;
• Cunostinte de control si monitorizare, managementul proiectelor, negociere si comunicare;
• Cunostinte de limba engleza la nivel avansat.

La noi, pe langa salariu si beneficii atractive, vei gasi:

• Oportunitatea de a te dezvolta intr-una dintre cele mai importante institutii bancare din Europa Centrala si de Est;
• Sansa de a lucra cu specialisti de top intr-o companie multinationala;
• Training specializat pe intreg parcursul tau profesional in BCR.

Your personal data is processed by BCR according with the provisions of the General Data Protection Regulation. We perform data processing activities necessary for the conclusion of the employment contract on the legal obligation and legitimate interest. The recruitment process does not involve automated profiling or decision-making processes.

You have the following rights: right to be informed, right of access, right to rectification, right to erasure, right to restrict processing, right to data portability, right to object, not being subject of an automated individual decision and to appeal to ANSPDCP or the competent courts, in case you consider it necessary. For more details please access https://www.bcr.ro/ro/cariere/informare-candidati.

Banca Comerciala Romana (BCR), member of Erste Group, is the most important Romanian financial group, providing universal bank services, leasing, private pensions, investment funds, savings and credits for housing, through our branches and corporate centers.

BCR aims to contribute to foster prosperity for Romania, by supporting everyone’s chances for a better life and encouraging our clients to trust themselves and their capacity to reach their potential. In this respect, BCR constantly invests in secure and easy access to banking services, banking for everybody, long-term financial counseling and products which comply with every customer’s potential.

BCR has created the biggest and most consistent financial education program in Romania, “The Money School”, with classes for adults and teenagers, a financial education mobile exposition for children and a digital platform, all these being possible thanks to over 1,000 financial education teachers, BCR employees.