Junior Risk Manager

Employer: BCR
Domain:
  • Banks - Financial Institutions
  • Job type: temporary
    Job level: 0 - 1 years of experience
    Location:
  • BUCHAREST
  • Updated at: 20.09.2020
    Short company description

    Banca Comerciala Română (BCR), membră a Erste Group, este cel mai important grup financiar din România, ce oferă servicii de bancă universală, leasing, pensii private, fonduri de investiții și produse de economisire-creditare pentru locuinţe, prin intermediul reţelei naționale de sucursale și centre de afaceri.

    Misiunea BCR este de a contribui la crearea de prosperitate pentru România, sprijinind șansele tuturor la o viață mai bună și susținându-le încrederea în forțele proprii și în capacitatea de a-și atinge potențialul. Pentru aceasta, BCR investește constant în acces sigur și facil la servicii financiare, banking pe înțelesul tuturor, consiliere financiară pe termen lung și produse care respectă potențialul fiecărui client.

    BCR a creat cel mai amplu și consistent program de educație financiară din România, “Școala de Bani”, prin cursuri pentru adulți și tineri, o expoziție mobilă de educație financiară pentru copii și o platformă digitală dedicată, toate acestea prin implicarea a peste 1.000 de profesori de educație financiară, experți ai BCR.

    In perspectiva viitorului si a digitalizarii serviciilor financiare, BCR a adus în România cea mai populară platformă bancară din Europa Centrala – George – primul produs fintech oferit de o bancă din România: creat la Viena într-un hub digital, cu contribuția tinerilor IT-iști români.

    Requirements

    About Our Team

    We are over 6000 colleagues in BCR. And we are as different, as we are many. We like to believe though, that our diversity of ideas, atitudes, passions, feelings or places of origin makes even more beautiful the whole social environment that is offered today by a job in BCR. 

    Your Task

    Development of Impairment, PD, EAD and LGD models 
    Help optimize credit management strategies, automated decision / scorecard management in line with ongoing digital strategies, and portfolio analytics, modelling and reporting
    Maintenance and enhancement of aligned modelling data sets utilized for purposes of Credit risk analytics department.
    Collaborate with different units across the company (business, IT, other Risk departments) in order to keep abreast of new business initiatives and proactively identify any potential Credit Risk impacts
    Identify and use cutting edge technologies to develop decision tools on digital banking projects

    Your Background

    Knowledge of Data analysis, theory and multivariate statistical techniques
    Degree or equivalent experience in Statistics, Mathematics or related area
    Experience and competence in the use of computer based software statistical package (e.g: SAS (Statistical Analytics System), R, Python or SQL). 
    Previous coding is an advantage
    Fully understanding of Credit Risk Processes and Strategies

    Our Offer

    Attractive salary
    Being part of digital transformation project that will change the local banking industry
    Work-life balance and flexible schedule
    Modern office in The Bridge

    Responsibilities

    About Our Team

    We are over 6000 colleagues in BCR. And we are as different, as we are many. We like to believe though, that our diversity of ideas, atitudes, passions, feelings or places of origin makes even more beautiful the whole social environment that is offered today by a job in BCR. 

    Your Task

    Development of Impairment, PD, EAD and LGD models 
    Help optimize credit management strategies, automated decision / scorecard management in line with ongoing digital strategies, and portfolio analytics, modelling and reporting
    Maintenance and enhancement of aligned modelling data sets utilized for purposes of Credit risk analytics department.
    Collaborate with different units across the company (business, IT, other Risk departments) in order to keep abreast of new business initiatives and proactively identify any potential Credit Risk impacts
    Identify and use cutting edge technologies to develop decision tools on digital banking projects

    Your Background

    Knowledge of Data analysis, theory and multivariate statistical techniques
    Degree or equivalent experience in Statistics, Mathematics or related area
    Experience and competence in the use of computer based software statistical package (e.g: SAS (Statistical Analytics System), R, Python or SQL). 
    Previous coding is an advantage
    Fully understanding of Credit Risk Processes and Strategies

    Our Offer

    Attractive salary
    Being part of digital transformation project that will change the local banking industry
    Work-life balance and flexible schedule
    Modern office in The Bridge

    Other info

    Banca Comerciala Romana (BCR), member of Erste Group, is the most important Romanian financial group, providing universal bank services, leasing, private pensions, investment funds, savings and credits for housing, through our branches and corporate centers.

    BCR aims to contribute to foster prosperity for Romania, by supporting everyone’s chances for a better life and encouraging our clients to trust themselves and their capacity to reach their potential. In this respect, BCR constantly invests in secure and easy access to banking services, banking for everybody, long-term financial counseling and products which comply with every customer’s potential.

    BCR has created the biggest and most consistent financial education program in Romania, “The Money School”, with classes for adults and teenagers, a financial education mobile exposition for children and a digital platform, all these being possible thanks to over 1,000 financial education teachers, BCR employees.

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