Analist Credite (durata determinata)

ALPHA BANK ROMANIA is part of the largest Greek financial group, Alpha Bank Group, with more than 140 years experience in banking sector. The first foreign bank to come to Romania after 1990, ALPHA BANK ROMANIA provides the whole range of products and services to the consumer market segment as well as complex banking solutions to the business and corporate customers.The applicants will have the great opportunity to join an important organization whose values are: innovation, honesty, flexibility, intelligence and reliability.

-Studii economice;
-Nivel cunostinte limba engleza mediu / avansat;
-Cunostinte de contabilitate si analiza economico-financiara a companiilor;
-Cunostinte de analiza, corelare si sinteza a informatiilor financiar/contabile.

-Analizeaza solicitarile de credit aferente clientilor persoane juridice IMM conform normelor interne in vigoare si in stransa corelatie cu conditiile aplicabile fiecarui tip de facilitate de credit;
-Analizeaza capacitatea de plata si bonitatea debitorilor si garantiilor acestora, pe baza situatiilor financiare ale acestora si a altor informatii financiare pertinente;
-Solicita/efectueaza verificari si analizeaza inregistrarile din bazele de date relevante avand la baza acordul clientilor, CIP, CRC, RECOM, Biroul de Credit, Black List, Ministerul de Finante, Buletinul Insolventei, etc.
-Intocmeste nota de credit, bazandu-se pe cunoasterea politicii de creditare a Bancii, capacitatii de rambursare a debitorului si calitatii garantiilor.